I’m looking for something that is easy and safe to invest in with a residual income that has a reasonable return. Anything like stocks or mutuals require you to sell before you realize a return, unless you are lucky enough to get something at the end of the year. Bank investments such as cds, bonds, etc, require waiting a long time before they are worth the face value, and the return rate is horrible. Savings and money market accounts are good as they provide that residual income each month, but the rate these days is a joke. About 5 years ago or so Pay Pal had their money market account which was earning about 7% so a person’s return wasn’t so bad, but now it’s .05%.
Does anybody have any information or help they can offer? Please, no responses of seeking a broker, professional, or my banker.
